?Embarrassing or simply free-spirited?

The Oaks Day streaker – or ‘Underpants Lady’, as Ross and John named her – has gone viral.

And Neil Mitchell this morning got to know her.

We can reveal Sue Veering Bentley is a 52-year-old grandmother and mental health support worker.

And she doesn’t regret stripping off her wet dress for a $10 bet.

Neil: Are you embarrassed?

Sue: No, but I’m worried the kids might be. It’s not the first time I’ve embarrassed them, but it’s the first time I’ve done it on a national scale.

Click play to hear their full chat

Meanwhile, the friend who placed the bet has yet to cough up the $10 reward.

Sue’s friend Debbie also hit back at people who don’t see the humour in the situation.

Click play to hear from the instigator of the streak