A Melbourne man has been caught up in the middle of a horrific fraud.

His bag was stolen while he was exercising at MSAC last October and he did not have a passcode active on his phone, because his son had been playing with it.

That’s a decision he’s come to regret — his identity has been stolen, he’s $10,000 out of pocket and debt collectors have been turning up at his door.

Press PLAY below to hear the alarming fraud story

Image: iStock