Scott Haywood’s top money resolutions of 2016

Scott Haywood has four resolutions and a top tip for your money in 2016.

Click play to hear the full weekly segment on 3AW Drive, or read details below.

TOP TIP

BUNDLE: Collaborate all your technology packages. Speak to a provider and get the best value for bringing together mobile, landline, wireless, Foxtel, Netflix… the (expensive) list goes on!

RESOLUTIONS

1. BUDGET: Pull out a piece of paper or a serviette and just do the exercise. It’s a road map to your life.

2. BUST DEBT: The average Australian has over $3000 of credit card debt, which is disgusting because most of that’s at 20 per cent. But interest rates are flat; bust it now.

3. SPEND LESS: Debit cards, coupons … Spend less wherever possible (I know, I know – easier said than done).

4. INVEST: If you’re lucky enough to have a budget in surplus, see an accountant, see a financial advisor or see a stockbroker and get value for your money.